Core Trading System
The Koala.Markets trading platform by TWOEM serves as the technical foundation that empowers banks and financial institutions to deliver efficient and scalable brokerage services. These services, in turn, enable or facilitate trading activities for their end customers. The platform integrates a wide range of specialized modules into a unified system, ensuring seamless, automated, and efficient execution of all trading processes—from initial client interaction, order execution, and settlement to regulatory reporting for authorities such as BaFin and beyond.
This infrastructure stands out for its adaptability and modular design, meeting the diverse needs of both retail banking (B2C) and institutional clients (B2B). It provides advanced tools for order management, asset administration, risk control, and compliance while enabling innovation in customer interaction, performance analysis, and strategic business growth.
The Core Trading System excels through the interoperability of its components. Each module is optimized to integrate seamlessly with others, driving efficiency across the entire trading lifecycle. This approach minimizes operational risks, enhances transparency, and maximizes process efficiency for institutions.
Key Features and Modules of the Core Trading System
- Order Management
- Securities Deposit
- Internal Money Management
- Customer Management (B2C and B2B)
- Accounting and Corporate Actions
- Sales Channel Management
- KYC/AML
- Reporting and Analytics
- Risk Management
- Client Front-End (Web, Mobile)
- Client Data Management
- Customer Communication
- Client Onboarding
- Payment Initiation (SEPA transfers, direct debits)
- Accounting Engine (Securities and Cash Accounts)
- Securities Master Data and Market Data
- Order Processing
- Capital Actions Management
- Clearing and Settlement
- Reconciliation
- Portfolio Management
- Asset Projection Engine
- Performance Calculation Engine
- Fees Module, including Retrocession Management
- Savings and Withdrawal Plans
- Investment Suitability and Appropriateness
- Cross-/Upselling Triggers
- B2B2C Business Management and Portal
- Anti-Money Laundering & Transaction Monitoring
- Client Reporting
- Regulatory Reporting
- Tax Management & Reporting
- Document Management
This comprehensive set of modules forms the backbone of a highly advanced trading platform that supports financial institutions in delivering cutting-edge brokerage services. Each module fulfills a crucial role in the trading lifecycle, contributing to the platform’s overall reliability and efficiency.
The client-oriented modules ensure an intuitive and personalized experience across multiple touchpoints. Data management and communication tools facilitate seamless information flow and customer interaction, while the financial and securities modules enable precise and reliable transactions. Advanced analytics and forecasting capabilities assist in informed decision-making, while compliance and reporting modules ensure adherence to regulatory standards.
By providing this robust technical infrastructure, Koala.Markets empowers banks and financial institutions to focus on delivering exceptional brokerage services to their clients. The platform’s modular, scalable, and future-ready design ensures that it not only meets current market requirements but also adapts seamlessly to future challenges, offering institutions a decisive competitive advantage in an ever-evolving trading landscape.